SR-22 for Revocations/Suspensions
Explanation:
You have been suspended/revoked as a result of a
court conviction, accumulation of points or some other administrative action -
which requires you to prove to the State of Nebraska that all vehicles (car, pickup,
van, motorcycle, etc.) you own are insured.
If you do not own any vehicles, you must purchase a non-owner or
operator policy.
The proof of insurance form that the Department of
Motor Vehicles requires is called an SR-22
filing. This is the only form of
proof of insurance that will be accepted.
It is your responsibility to notify your insurance company, as soon as possible, that you need an
SR-22 filing. You or your insurance company will need to
mail or personally deliver the SR-22 filing to this office for review - unless the
insurance company can electronically submit the filing (which is a computer to computer transfer of information).
The Department of Motor Vehicles DOES NOT ACCEPT
FAX or PHOTO COPIES of the SR-22 filing. In order to accept the
filing, it must be completed in full (i.e. name, complete address and identifying information for named insured,
it must indicate a valid policy number, name of the insurance company,
the effective date and certification effective dates of the policy, and it must be signed by an individual
that the company has authorized their signature with the Department of Motor Vehicles.
If you do not live in Nebraska, the Nebraska
Department of Motor Vehicles requires out-of-state SR filings be submitted
directly from the home office of the insurance company. We also require a cover letter (on
letterhead) to accompany the filing if the insurance company does not already have a signature authorization
letter on file with the Department of Motor Vehicles. The cover letter needs to be completed as follows:
- The Authorization letter must be on insurance company letterhead and be submitted from the home office of the
insurance company.
- The letter must state the company is authorizing the Nebraska Department of Motor Vehicles to accept their
filing.
- The letter must state that if the filing would go out of
force for any reason that the insurance company would automatically forward the SR26
(notice of cancellation) to the Nebraska Department of Motor Vehicles.
- They must provide a contact name, phone number and/or email address for someone in
the Underwriting Department for any issues that arise pertaining to the
filing.
- The authorization letter must be signed by an authorized representative of company.
Your insurance coverage and the SR-22 filing must be
in effect on the date you meet the requirements to reinstate your operating
privileges and you must maintain the filing as indicated below (whether or not
you own a motor vehicle or live in the State of Nebraska):
- Point Revocations – license revocation for
accumulation of 12 or more points in less than a two (2) year period. SR-22 needs to be on file for three (3)
years from the date eligible for reinstatement.
- No Proof of Insurance – license suspension
resulting from a court conviction for no proof of insurance. SR-22 needs to be on file for three (3)
years from the date the ticket was issued.
- Court Ordered
Revocations – license revocation resulting from a court conviction wherein the
court ordered the license to be revoked for a specific period of time. SR-22 needs to be on file for three (3)
years from the date eligible for reinstatement.
- Accident Suspensions
– license
suspension resulting from involvement in a reportable accident. SR-22 only required to be on file the date
of license reinstatement.
- Unsatisfied Judgment Suspensions – license suspension
resulting from a civil judgment filed in a court related to an accident. SR-22 only required to be on file the date
of license reinstatement.
- Default in Payment /
Default in Payment
– Unsatisfied Judgment – license suspension resulting from defaulting on a written agreement
for reimbursement for damages/injuries resulting from an accident. SR-22 only required to be on file the date
of license reinstatement.
- Employment Drive Permits – SR-22 only required to be
on file until the employment drive permit expires. (If you were revoked for a point accumulation,
the SR-22 would be required for an additional period of time as indicated
above.)
IF you have any further questions about what an
SR-22 filing is or what you need to do to get one, talk to your insurance
agent.